Permanent Life Insurance

   Universal Life

   Whole Life

Term Life Insurance

Accidental Insurance

No Medical Life Insurance


Health & Dental

Critical Illness


Long Term Care


Mortgage Insurance

Group Insurance

Travel Insurance


Guaranteed Investment






RESP (Education Plan)


Group Insurance


A single policy covering a group of individuals, usually employees of the same company or members of the same association and their dependents. Coverage occurs under a master policy issued to the employer or association.


Group Insurance Coverage offers supplementary benefits above basic Provincial Medicare plans including drug, health, dental, life, disability and other health benefits.


Group insurance is an arrangement to share the financial risk of health-related expenses among a group of people who pay into a fund or pool, under one contract. With a group benefits plan, when a member of the group becomes ill or needs services, he or she is financially compensated by the plan, according to the terms of the contract.


Who Should Consider Group insurance?
  • For smaller employers (2-24 employees)

  • For medium sized enterprises (25-399 employees)

  • For larger organizations (400 or more employees)

  • Trustee Markets - for multi-employer groups

Features and Advantages
  • Employers can better attract and retain good people, which helps minimize costs associated with high turnover

  • You and your plan members have access to insurance at a reduced cost, compared to most individual insurance plans

  • Your premium may be tax-deductible as a business expense

  • You help improve morale and increase productivity, by providing financial security and support for your plan members



Whole Life InsuranceTerm Life InsuranceAccidental Insurance Mortgage Insurance

No Medical Life InsuranceTravel Insurance Health & Dental Critical Illness ● DisabilityLong Term Care

  Group Insurance Guaranteed Investments ● AnnuityRRSP RRIF RESPNon-Registered Plans

web resourcescontact ushome


Copyright Accessible-Insurance 2004-2011