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Permanent Life Insurance - Whole Life


The oldest kind of cash value life insurance that combines protection against premature death with a savings account. Premiums are fixed and guaranteed and remain level throughout the policy’s lifetime.


Who Should Consider Whole Life Insurance?
  • Persons wishing to ensure the financial security of their loved ones in the event of death.

  • Persons seeking a simple, flexible and affordable product.

Features and Advantages
  • Four permanent protection options are available:

  • L10, lifetime coverage with premium payments for 10 years;

  • L20, lifetime coverage with premium payments for 20 years;

  • L65, lifetime coverage with premium payments up to the age of 65;

  • L100, lifetime coverage with premium payments up to the age of 100.

  • Your sum insured and your premiums are guaranteed for the term of your insurance.

  • You enjoy guaranteed cash surrender values as of the 11th contract year.

  • Your premiums are determined according to the sum insured chosen and the general state of your health

  • Children who are insured between 0 and 14 years of age could receive a 40% increase in their total insurance coverage if they submit a non-smoker's declaration when they are between 15 and 20 years of age.

  • A guarantee of insurability is added to the child coverage, at no additional cost, if the insured is aged 17 or under at the time of issue.

  • You may insure up to nine persons under the same contract.


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