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Disability Income Insurance (DI)

 

A form of health insurance that provides you with a source of income to replace your salary during a period of disability resulting from an accident or illness.

 

Who Should Consider Disability Income Insurance?

 

Persons who have jobs that do not provide a group insurance plan:

  • Self-employed workers

  • Small-business owners

  • Employees, whether or not they are covered by the Workers' Compensation Act

Features and Advantages
  • Provides you with disability income insurance in the event of an accident

  • You receive monthly benefits up to 70% of your monthly income

  • Your benefits are paid for two years or until you reach the age of 65

  • You may choose a waiting period of 0, 30, 60, 90 or 120 days. The waiting period is the period between the beginning of the disability and the beginning of benefit payments

  • Additional protections - disability income insurance in the event of an illness, business overhead expense insurance and hospitalization insurance - are available

 

Some Useful Resources:

 

Insurance is one of the important financial decisions of human life that indeed seeks attention. Since you cannot predict the future that's why it is important to protect yourself and your financial belongings against harms and damages. Visit the ampminsure community and clear all your doubts about insurance related queries now!

 

 

 

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